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Complex Insurance Coverage Advice & Litigation

The attorneys in our Insurance Law Department have decades of experience representing insurers in complex coverage cases involving first- and third-party personal, commercial, and surplus lines insurance policies, including claims under:

  • Commercial General Liability policies
  • Personal and commercial motor vehicle policies (including uninsured/underinsured motorist claims and first-party benefit claims)
  • Homeowners’ policies
  • Errors & Omission policies
  • Professional liability policies
  • Employment and workers' compensation policies
  • Inland marine policies

The group has handled matters involving nearly every type of coverage dispute under primary and excess policies. Our in-depth knowledge of the insurance industry allows us to see the “big picture” of issues facing our clients, to assist in bringing matters large and small to a practical and cost-effective resolution.

We provide clients with:

  • Legal counsel and advice as to insurance policy interpretation and application
  • Drafting of opinion letters, and disclaimer letters, and reservation of rights letters, with an eye to accurate and complete claims decisions
  • Advice on the compliance of policy language and interpretation with statutory and regulatory mandates

Although litigation avoidance is often the goal, when litigation must be considered, we have the tools and experience to obtain desired results in state and federal courts. We represent insurers in declaratory judgment and breach of contract suits, and with our early evaluations, practical advice, and motion and trial experience, we provide sound counsel to our clients about how to best posture a case to meet their goals. Our attorneys frequently collaborate with members of the Firm’s Casualty Litigation and Business Law & Litigation Departments to address complex questions arising from commercial contracts, including issues related to contractual and common law indemnification, as well as disputes relating to catastrophic personal injury and property damage claims.