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PA Insurance Commissioner: Businesses That Violate COVID-19 Orders May Impact Insurance Coverage >
May 14, 2020
By: Bryan M. Shay
Since March 19, 2020, Pennsylvania businesses and individuals have been under substantial restrictions imposed by Governor Tom Wolf in response to the COVID-19 pandemic. As these businesses now begin to see some relief from those restrictions, the Pennsylvania Insurance Commissioner Jessica Altman has issued a warning: Ignoring the Governor's Orders and the provisions of the multi-tiered plan for relaxing some of those restrictions could result in a loss of liability insurance coverage.
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PA Supreme Court Holds a Potentially Negligent Shooting Triggers the Duty to Defend Despite Preceding and Subsequent Intentional Shootings >
May 6, 2020
By: Marni Sabrina Berger
In a recent 4-3 ruling, the Pennsylvania Supreme Court found that a duty to defend arose under homeowner's and personal catastrophe policies issued by Erie Insurance Exchange because an allegedly negligent shooting took place between two intentional and fatal shootings.
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The Small "01" Covered Autos Symbol Could Carry Big Consequences in Pennsylvania >
March 9, 2020
By: Marni Sabrina Berger and Madison G. Melinek
Following the Third Circuit's ruling in Slupski v. Nationwide Mut. Ins. Co., Pennsylvania commercial auto insurers should take a careful look at whether valid rejection/reduction forms are in place before issuing policies with higher covered autos liability coverage limits than Uninsured Motorist and Underinsured Motorist limits. They otherwise may be required to provide more than they bargained for in terms of coverage.
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Pennsylvania's Highest Court Stacks the Odds Against Insurance Companies, Invalidating Household Exclusion in UM/UIM Policies >
January 29, 2019
By: Bryan M. Shay and Marni Sabrina Berger
In its most recent pronouncement regarding the UM/UIM stacking provisions of the Pennsylvania Motor Vehicle Financial Responsibility Law, the Supreme Court of Pennsylvania overturned decades of precedent by declaring the "household vehicle exclusion" found in most personal automobile policies to be void and unenforceable as a matter of law.
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Hotel Operator's Negligent Failure to Prevent Sex Trafficking Precludes it from Liability Coverage >
June 14, 2018
By: Marni Sabrina Berger
A recent opinion of the U.S. District Court of the Eastern District of Pennsylvania illustrates how operators will have to weigh the sometimes competing business and legal interests of protecting consumer/customer privacy, while also helping to combat trafficking and assault in the industry.
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